Vice President - Construction Loan Officer

Construction Real Estate Loan Officer

Our mission is to create exceptional experiences for our customers, and we are looking for extraordinary individuals who have the talent and passion to help us bring their dreams to life. In our Real Estate Lending division, we deliver trusted advice and unparalleled individualized service to home builders and developer.

Are you looking for a fulfilling career with a dynamic company culture, growth opportunities, and the chance to make a real impact? At North American Savings Bank (NASB), we excel in delivering top-notch customer service and financial solutions to help our customers achieve their dreams, whether it's buying their first home, financing real estate investments for their business, or planning for retirement. We believe outstanding customer service starts with an exceptional work culture that rewards hard work, provides the right tools for success, and values a healthy, happy team. With over 92 years in business and rapid growth, NASB is seeking new team members eager to grow with us!

We are currently looking for a Vice President, Construction Loan Officer to join our Construction Lending team.

Job Summary

This role is a business development position responsible for identifying, soliciting, developing, servicing and managing a portfolio of construction and land development loans to residential homebuilders and developers.

What you can expect to focus on

• Solicit, negotiate, and originate construction and land development loans through new and existing bank relationships.
• Analyze and evaluate applications for construction and land development loans, including but not limited to assessing the credit worthiness of the applicant through review of financial statements of the prospective client.
• Foster and acquire new relationships with qualified borrowers through business development efforts.
• Manage a portfolio of existing construction loans to maximize opportunities for repeat and referral business.
• Manage the loan process from initial client contact through closing by effectively communicating with both internal and external customers and third-party relationships.
• Work closely with Credit and Loan Operations team for credit proposals and underwriting.
• Consistently apply superior decision-making techniques pertaining to inquiries, approvals, and requests as they apply to existing policies and procedures.
• Promote and cross-sell other Bank products and services as appropriate to customer requirements.

What you offer us

• Bachelor's degree in business, finance, real estate accounting, marketing, or related field preferred
• Minimum 3 years' commercial construction lending experience
• Possess a positive attitude, a passion for excellence, and ability to contribute to a positive team environment
• Strong persuasion, negotiation, and communication skills with the ability to relate well to customers, co-workers, others, and to build meaningful relationships
• Demonstrate the ability to efficiently organize, coordinate, track, and complete multiple tasks as well as adjust to changing priorities
• High level of personal and professional integrity, including ability to protect and maintain sensitive and confidential information
• Ability to critically review and evaluate borrower, credit, property, and market conditions
• Strong business development skills
• Strong financial analysis acumen
• Ability to understand complex transactions, multiple property types and markets and varying loan structures and their impact on security of collateral
• Effective business communication skills (both oral and written)
• Excellent time management and organizational skills - must be detail-oriented and thorough
• Strong interpersonal communication skills: Ability to effectively interact with individuals in all areas of the bank including Executive Leaders
• Sound judgment and decision-making abilities
• Ability to work effectively in a fast paced, high production environment

Work Environment

This position will be a hybrid-based schedule with a combination of in-office and remote work. Currently we work in-office 3-4 days per week.

What we offer you

NASB offers competitive compensation and excellent benefits packages, including:

• Comprehensive health insurance options including medical, dental, and vision coverage.
• 401(k) retirement plan with immediate employer match.
• Generous paid vacation, sick and personal days. Plus, enjoy a bonus day off for your birthday!
• Exclusive mortgage and banking benefits.
• Paid holidays, volunteer time off, and free parking at NASB facilities.
• Employee referral bonuses and internal training programs to help reach your career goals.

If you have any questions, please contact ....

Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment.

North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.